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Roccy DeFrancesco | Free Books Roccy DeFrancesco | Free Books
  • Home
  • About
  • Book List
    • About The Author
    • Peace of Mind Planning
    • Retiring Without Risk Book
    • Bad Advisors
    • The Home Equity Acceleration Plan
    • The Home Equity Management Guidebook
  • Get My Free Books
  • Contact

Retirement Life

Thank you for your interest in Retirement Life™ (RL). RL is one of the best wealth-building tools available today (that few people or advisors are familiar with).

Why use RL to build your wealth?

It’s quite simple. It is the one of the only wealth building tools available that allows you to grow money-tax free (income and capital gains) and remove the money tax-free in retirement (without income taxes).

How do most people build wealth today? They fund mutual funds and/or stocks (either in brokerage accounts or 401(k) Plan or IRA. However, the consequence of having significant amounts of money in the stock market over the last several years has been dire.

Let’s look at the statistics: 2000-2002 crash – The S&P 500 stock index lost from the highest point to the lowest point 46% of its value. 2007-2009 crash – The S&P 500 stock index lost from the highest point in October of 2007 to the lowest point in March of 2009 59% of its value.

With Retirement Life™, when the stock market goes negative, your cash account is credited with a zero rate of return (zero is your hero in down years). When the stock market increases, you capture some or all of the gains (it depends on the product and the return).

Returns over the last 20 years

Depending on which Retirement Life™ product you look at, the 20-year back tested returns (even with two huge market crashes) have averaged between 7%-8.5%. Would you have been happy with a tax-free return over the last 20 years of between 7%-8.5%? Most would say absolutely yes.

To view a video presentation on building wealth through a Retirement Life™ policy, please click on the video below.

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To learn how you can build wealth using Retirement Life™ or if you would like our one and/or our multi-page summary on Retirement Life™,  please click here to email us or phone 269-216-9978. To sign up for a free consultation or to just get more information click here.

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Benton Harbor, MI 49022
Email: Have Questions?
Voice: 269-216-9978

Financial Education


  • Educate Your Way To A Secure Financial Future
  • Bad Advisors
  • Retiring Without Risk Book
  • The Home Equity Acceleration Plan
  • The Home Equity Management Guidebook

Learn About Your Investment Risk Score

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